Non Banking Financial Company
Motilal Oswal Home Finance Limited (MOHFL)
Not a live quote.
Historical data
Price history
Recorded snapshot values in Indian rupees. These prices are historical.
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- First
- ₹11.39
- Low
- ₹9.14
- High
- ₹11.39
- Last
- ₹9.14
View recorded prices
| Date | Price (INR) |
|---|---|
| ₹9.14 | |
| ₹9.61 | |
| ₹10.40 | |
| ₹10.71 | |
| ₹11.03 | |
| ₹11.39 |
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- First
- ₹9.82
- Low
- ₹9.14
- High
- ₹9.82
- Last
- ₹9.14
View recorded prices
| Date | Price (INR) |
|---|---|
| ₹9.14 | |
| ₹9.19 | |
| ₹9.19 | |
| ₹9.19 | |
| ₹9.45 | |
| ₹9.61 | |
| ₹9.61 | |
| ₹9.61 | |
| ₹9.61 | |
| ₹9.61 | |
| ₹9.61 | |
| ₹9.82 | |
| ₹9.82 |
Tap or drag to inspect a price. Use the arrow keys when the chart is focused.
- First
- ₹10.08
- Low
- ₹9.14
- High
- ₹10.08
- Last
- ₹9.14
View recorded prices
| Date | Price (INR) |
|---|---|
| ₹9.14 | |
| ₹9.45 | |
| ₹9.61 | |
| ₹9.61 | |
| ₹9.87 | |
| ₹9.98 | |
| ₹10.08 |
Tap or drag to inspect a price. Use the arrow keys when the chart is focused.
- First
- ₹11.39
- Low
- ₹9.14
- High
- ₹11.39
- Last
- ₹9.14
View recorded prices
| Date | Price (INR) |
|---|---|
| ₹9.14 | |
| ₹9.61 | |
| ₹10.40 | |
| ₹10.71 | |
| ₹11.03 | |
| ₹11.39 |
Tap or drag to inspect a price. Use the arrow keys when the chart is focused.
- First
- ₹12.40
- Low
- ₹9.13
- High
- ₹13.00
- Last
- ₹9.13
View recorded prices
| Date | Price (INR) |
|---|---|
| ₹9.13 | |
| ₹9.61 | |
| ₹10.50 | |
| ₹10.71 | |
| ₹10.92 | |
| ₹11.39 | |
| ₹11.87 | |
| ₹11.97 | |
| ₹10.92 | |
| ₹12.10 | |
| ₹13.00 | |
| ₹12.40 |
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- First
- ₹13.70
- Low
- ₹9.14
- High
- ₹17.90
- Last
- ₹9.14
View recorded prices
| Date | Price (INR) |
|---|---|
| ₹9.14 | |
| ₹11.39 | |
| ₹12.00 | |
| ₹17.60 | |
| ₹17.90 | |
| ₹13.70 |
Tap or drag to inspect a price. Use the arrow keys when the chart is focused.
- First
- ₹8.96
- Low
- ₹8.96
- High
- ₹17.90
- Last
- ₹9.13
View recorded prices
| Date | Price (INR) |
|---|---|
| ₹9.13 | |
| ₹12.40 | |
| ₹17.90 | |
| ₹12.80 | |
| ₹8.96 |
Company profile
Overview
Motilal Oswal Home Finance (MOHFL) gives home loans to families who are often turned away elsewhere. The company started in 2013 as Aspire Home Finance and was renamed in 2019, when it came under the Motilal Oswal brand. It is a subsidiary of Motilal Oswal Financial Services and is registered with the National Housing Bank.
Its customers are mostly first-time buyers, small business owners and salaried workers with modest incomes. Big banks can be slow or strict with this group, and MOHFL fills that gap. The loans cover buying, building, repairing or extending a house, and the company also offers loans against property. MALA, a product built for women borrowers, is part of the range. By December 2025, MOHFL had 126 branches in 12 states and more than 53,000 customers. Its loan book stood at Rs.5,379 cr. Since June 2013, Sukesh Bhowal has been CEO.
Read the full overview
In FY26, revenue grew 22.9% to Rs. 800.8 cr, and EBITDA went up 23.1% to Rs. 541.2 cr. Net income rose faster, by 31.2%, to Rs. 163.4 cr. Earnings per share moved from Rs. 0.22 to Rs. 0.26. Profit growing faster than revenue means the company kept more of each rupee it earned. Loan quality looks fine too. Gross NPA was 1.43% in December 2025. That is, borrowers had stopped repaying only a small part of the loan book.
The Motilal Oswal name also makes it easier for the company to raise money. In March 2026, the Asian Development Bank agreed to put in $100 million. MOHFL plans to use it for loans to women and for green housing. MOHFL is not trying to be the biggest lender. It focuses on families who need a first home loan. In FY26, it also kept about 20 paise of every rupee it earned as profit, up from about 19 paise the year before.
MOHFL might not be trying to be the biggest lender. It focuses on families who need a first home loan. And its FY26 results show that this approach is working. Revenue, EBITDA, and net income all grew, with net income growing fastest.
- Sector
- Financial · Non banking financial company
- ISIN
- INE658R01011
- Face Value
- ₹1
- Depository
- NSDL, CDSL
- RTA
- link intime
- HQ
- Molal Oswal Tower, Rahimtullah Sayani Rd, Opp. Parel ST Depot, Prabhadevi, Mumbai - 400 025.
Reported figures
Financials
Figures and periods shown as reported in the snapshot.
Profit and loss
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | 800.8 | 651.6 | 589 | 531.9 | 526.2 |
| Expense | 259.6 | 212.1 | 162.1 | 134.1 | 174.2 |
| EBITDA | 541.2 | 439.5 | 426.9 | 397.8 | 352 |
| Other Cost | 332.6 | 273 | 255.6 | 222.3 | 233.7 |
| Profit Before Taxes | 208.6 | 166.4 | 171.3 | 175.5 | 118.3 |
| Tax Expense | 49.8 | 36.2 | 38.8 | 39.2 | 23.4 |
| Profit after Taxes | 158.8 | 130.3 | 132.5 | 136.3 | 94.9 |
| Other Income (Exp.) | 4.5 | −5.7 | −0.1 | 0.2 | 0 |
| Income (Net of Taxes) | 163.4 | 124.5 | 132.5 | 136.5 | 94.9 |
| Outstanding Share | 607.8 | 605.39 | 602.7 | 603.4 | 602.2 |
| Earning per Share (₹) | 0.26 | 0.22 | 0.2 | 0.2 | 0.2 |
| Revenue Growth % | 22.9% | 10.63% | 10.74% | 1.08% | −3.54% |
| EBITDA Margin % | 67.58% | 67.45% | 72.48% | 74.79% | 66.89% |
| Net Margin % | 20.4% | 19.11% | 22.5% | 25.66% | 18.03% |
| EPS Growth % | 18.18% | 10% | 0% | 0% | 100% |
Balance sheet
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Cash & Cash Equivalent | 511.8 | 611.5 | 443.3 | 275.1 | 273.5 |
| Non Current Asset | 30.2 | 42.3 | 98.8 | 41.1 | 46.7 |
| Current Asset | 5,776.6 | 4,876 | 4,010 | 3,831.8 | 3,442.9 |
| Total Asset | 6,318.7 | 5,529.8 | 4,552.1 | 4,148 | 3,763 |
| Equity Share Capital | 607.8 | 605.4 | 603.8 | 603.3 | 602.7 |
| Reserves | 1,000.1 | 823.3 | 683.3 | 544.4 | 404.3 |
| Total Equity | 1,607.9 | 1,428.6 | 1,287.1 | 1,147.7 | 1,007 |
| Non Current Liability | 17 | 14.3 | 3,256 | 2,993.1 | 2,749.4 |
| Current Liability | 4,693.8 | 4,086.9 | 9 | 7.2 | 6.7 |
| Total Liabilities | 4,710.8 | 4,101.2 | 3,265 | 3,000.3 | 2,756 |
| Total Equity & Liability | 6,318.7 | 5,529.8 | 4,552.1 | 4,148 | 3,763 |
Cash flow
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Operating Activity | −947.5 | −569.1 | 39.3 | −239.2 | 175.4 |
| Investing Activity | −71.8 | 18.5 | 21.4 | −4.7 | 19.5 |
| Financing Activity | 1,206.4 | 718.7 | 107.6 | 287.8 | −244.5 |
| Net Cash Flow | 187.1 | 168.2 | 168.3 | 44 | −88.6 |
Source material
Documents
Reports link to the original publisher’s files.