Not a live quote.
Historical data
Price history
Recorded snapshot values in Indian rupees. These prices are historical.
Tap or drag to inspect a price. Use the arrow keys when the chart is focused.
- First
- ₹155.40
- Low
- ₹149.10
- High
- ₹158.03
- Last
- ₹149.10
View recorded prices
| Date | Price (INR) |
|---|---|
| ₹149.10 | |
| ₹150.15 | |
| ₹153.30 | |
| ₹158.03 | |
| ₹155.40 | |
| ₹155.40 |
Tap or drag to inspect a price. Use the arrow keys when the chart is focused.
- First
- ₹150.15
- Low
- ₹149.10
- High
- ₹151.20
- Last
- ₹149.10
View recorded prices
| Date | Price (INR) |
|---|---|
| ₹149.10 | |
| ₹151.20 | |
| ₹151.20 | |
| ₹151.20 | |
| ₹151.20 | |
| ₹151.20 | |
| ₹151.20 | |
| ₹151.20 | |
| ₹150.15 | |
| ₹150.15 | |
| ₹150.15 | |
| ₹150.15 | |
| ₹150.15 |
Tap or drag to inspect a price. Use the arrow keys when the chart is focused.
- First
- ₹150.15
- Low
- ₹149.10
- High
- ₹151.20
- Last
- ₹149.10
View recorded prices
| Date | Price (INR) |
|---|---|
| ₹149.10 | |
| ₹151.20 | |
| ₹150.15 | |
| ₹150.15 | |
| ₹150.15 | |
| ₹150.15 | |
| ₹150.15 |
Tap or drag to inspect a price. Use the arrow keys when the chart is focused.
- First
- ₹155.40
- Low
- ₹149.10
- High
- ₹158.03
- Last
- ₹149.10
View recorded prices
| Date | Price (INR) |
|---|---|
| ₹149.10 | |
| ₹150.15 | |
| ₹153.30 | |
| ₹158.03 | |
| ₹155.40 | |
| ₹155.40 |
Tap or drag to inspect a price. Use the arrow keys when the chart is focused.
- First
- ₹160.00
- Low
- ₹149.10
- High
- ₹160.00
- Last
- ₹149.10
View recorded prices
| Date | Price (INR) |
|---|---|
| ₹149.10 | |
| ₹150.15 | |
| ₹153.30 | |
| ₹158.03 | |
| ₹154.35 | |
| ₹155.40 | |
| ₹149.10 | |
| ₹150.15 | |
| ₹154.35 | |
| ₹159.00 | |
| ₹160.00 | |
| ₹160.00 |
Tap or drag to inspect a price. Use the arrow keys when the chart is focused.
- First
- ₹160.00
- Low
- ₹149.10
- High
- ₹179.00
- Last
- ₹149.10
View recorded prices
| Date | Price (INR) |
|---|---|
| ₹149.10 | |
| ₹155.40 | |
| ₹160.00 | |
| ₹179.00 | |
| ₹160.00 |
Tap or drag to inspect a price. Use the arrow keys when the chart is focused.
- First
- ₹160.00
- Low
- ₹149.10
- High
- ₹160.00
- Last
- ₹149.10
View recorded prices
| Date | Price (INR) |
|---|---|
| ₹149.10 | |
| ₹160.00 | |
| ₹160.00 |
Company profile
Overview
InCred Holdings is the parent company of the InCred group, a Mumbai-based financial services business. The group began in 2016 under founder Bhupinder Singh, who earlier led corporate finance and structured credit businesses at Deutsche Bank in Asia. The holding company itself is older. It started life as KKR Capital Markets India and was renamed InCred Holdings after merging with KKR India Financial Services in July 2022.
The group runs three main businesses. InCred Finance, a retail and MSME-focused NBFC wholly owned by InCred Holdings, is the lending arm and the biggest part of the story. Its products include personal loans, study-abroad education loans, loans against property, school financing and loans for small digital-first businesses. The other two are InCred Capital, which covers institutional, wealth and asset management, and InCred Money, a digital investment platform.
Read the full overview
The company has attracted serious investor interest. In 2023, it raised Rs 500 cr in a Series D round at a valuation of nearly $1.05 billion, which put it in unicorn territory. More recently, Zerodha’s Nikhil and Nithin Kamath picked up a small stake ahead of its planned IPO. In FY26, revenue grew 35.8% to Rs.2,572.7 Cr, EBITDA rose to Rs.1,536.9 Cr, and PAT reached Rs.415.7 Cr. The catch is that net profit margin slipped to 16.5% from 19.3% in FY25.
Overall, InCred Holdings grew its revenue quickly in FY26, but its profit did not rise at the same pace, and that is why the net profit margin came down. For a lender, this can happen when funding costs go up, when more money is set aside for loans that may go bad, or when the business spends heavily on expansion. The company’s own filings can show which of these played a part in the dip.
- Sector
- Financial · Nbfc
- ISIN
- INE732W01014
- Face Value
- ₹10
- Depository
- NSDL, CDSL
- RTA
- link intime
- HQ
- Unit No. 1203, 12th floor, B Wing,The Capital, Plot No. C- 70, G Block, BKC NA, Mumbai, Mumbai City, Maharashtra
Reported figures
Financials
Figures and periods shown as reported in the snapshot.
Profit and loss
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | 2,572.7 | 1,893.8 | 1,296.1 | 880.7 | 524.2 |
| Expense | 1,035.8 | 740.9 | 404.5 | 260.1 | 196.7 |
| EBITDA | 1,536.9 | 1,152.9 | 891.6 | 620.6 | 327.5 |
| Other Cost | 963.6 | 645.5 | 492.1 | 429.6 | 285.7 |
| Profit Before Taxes | 573.4 | 507.4 | 399.5 | 191 | 41.8 |
| Tax Expense | 157.6 | 134.3 | 90.5 | 81.9 | 11 |
| Profit after Taxes | 415.7 | 373.1 | 309 | 109.1 | 30.8 |
| Other Income (Exp.) | 9.6 | −6.8 | −2.5 | 0 | −0.8 |
| Income (Net of Taxes) | 425.4 | 366.3 | 306.5 | 109.1 | 30 |
| Outstanding Share | 65.59 | 64.75 | 64.2 | 59.5 | 19.3 |
| Earning per Share (₹) | 6.37 | 5.81 | 5.1 | 1.9 | 0.8 |
| Revenue Growth % | 35.85% | 46.12% | 47.17% | 68.01% | — |
| EBITDA Margin % | 59.74% | 60.88% | 68.79% | 70.47% | 62.48% |
| Net Margin % | 16.54% | 19.34% | 23.65% | 12.39% | 5.72% |
| EPS Growth % | 9.64% | 13.92% | 168.42% | 137.5% | — |
Balance sheet
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Cash & Cash Equivalent | 551.9 | 669.4 | 85 | 344.7 | 55.1 |
| Non Current Asset | 452.2 | 509.7 | 8,042 | 5,744.7 | 95.8 |
| Current Asset | 14,716 | 11,321.4 | 640.6 | 589.4 | 3,883.8 |
| Total Asset | 15,720.1 | 12,500.5 | 8,767.6 | 6,678.8 | 4,034.7 |
| Equity Share Capital | 655.9 | 647.5 | 641.8 | 595.2 | 192.8 |
| Reserves | 3,693 | 3,155.7 | 2,745 | 1,952.6 | 922.4 |
| Total Equity | 4,349 | 3,803.3 | 3,386.8 | 2,547.8 | 1,115.2 |
| Non Current Liability | 47.2 | 23.2 | 5,089.8 | 3,912.6 | 19.8 |
| Current Liability | 11,323.9 | 8,674.1 | 291 | 218.4 | 2,899.7 |
| Total Liabilities | 11,371.2 | 8,697.3 | 5,380.8 | 4,131 | 2,919.5 |
| Total Equity & Liability | 15,720.1 | 12,500.5 | 8,767.6 | 6,678.8 | 4,034.7 |
Cash flow
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Operating Activity | −2,687.4 | −2,815.7 | −1,372.6 | −726 | −1,122.4 |
| Investing Activity | −38.2 | 23.1 | −539.7 | 393.6 | 13.2 |
| Financing Activity | 2,605.1 | 3,447.3 | 1,597.4 | 634.1 | 1,149.7 |
| Net Cash Flow | −120.5 | 654.7 | −314.9 | 301.7 | 40.5 |
Source material
Documents
Reports link to the original publisher’s files.