Financial tools · 44 calculators
Financial calculators
Explore investment returns, loan costs, savings and tax tools from the Stockify archive.
Investment planning
Project contributions, compare returns and explore investing scenarios.
- Local estimateSIP CalculatorSIP Calculator estimates future value of your systematic investment plan in mutual funds, factoring in monthly amount, tenure, and expected returns, visualising wealth growth via compounding and rupee cost averaging.
- Local estimateLumpsum Calculator Lumpsum Calculator uses compound interest to figure out how much your one-time mutual fund investment will be worth in the future. It does this by taking into account the amount, expected return rate, and tenure of the investment. This helps you compare growth scenarios with SIPs.
- Local estimateSWP CalculatorThe SWP Calculator shows how long a corpus can last for retirement income. It shows if a ₹25L investment can support ₹20K monthly withdrawals for 20 years at 10% returns while growing to ₹31.33L through compounding.
- Local estimateMutual Fund Returns CalculatorMutual Fund Returns Calculator uses the monthly amount, tenure, and expected returns of SIP or lumpsum investments to figure out how much they will be worth in the future by compounding. This is great for planning your wealth based on your goals.
- Local estimateStep-Up SIP CalculatorThe Step-Up SIP Calculator shows how much money you can expect to have in the future from monthly SIPs that go up each year (for example, 10%) compared to flat SIPs. This helps you see how much more money you can make for realistic financial goals like retirement or education.
- Local estimateGoal SIP CalculatorUse Goal SIP calculator to set monthly saving targets and reach your goals within a tenure.
- Local estimateXIRR CalculatorXIRR Calculator looks at how real-world mutual funds and portfolios do with uneven investments and outflows. It gives you an accurate annualised % return instead of a misleading CAGR for better comparisons.
- Local estimateCAGR CalculatorCAGR Calculator shows the compound annual growth rate of investments over time by smoothing out volatility to show steady annualised returns. This is great for comparing mutual funds, FDs, or portfolios.
- Local estimateROI CalculatorROI Calculator computes return on investment percentage using net profit divided by initial amount, accounting for costs like taxes and fees—ideal for evaluating stocks, mutual funds, or real estate performance.
- Local estimateDividend Yield CalculatorDividend Yield Calculator figures out annual dividend income as a percentage of the current share price. This makes it easy to compare how much money you could make from different dividend-paying stocks when planning your portfolio.
Savings and deposits
Estimate interest and maturity for deposits and savings schemes.
- Local estimatePPF CalculatorPPF Calculator shows the total amount invested, interest earned, maturity corpus, loans (after Year 3), and withdrawals (after Year 7) for ₹500-₹1.5L annual deposits at 7.1% interest.
- Local estimateEPF Calculator EPF Calculator showing total interest earned and maturity value based on current EPF balance and interest rate to build a retirement corpus from monthly Basic+DA contributions.
- Guide and sourceEPF Withdrawal CalculatorEPF Withdrawal Calculator figures out how much money you can take out for housing, medical, marriage, or other purposes under EPFO Para 68 rules. It does this by looking at your balance, years of service, and purpose, and it shows you how TDS and the remaining corpus will affect your withdrawal.
- Local estimateFD CalculatorFD Calculator uses quarterly compounding to figure out the maturity amount and interest earned on fixed deposits. This helps you compare bank rates and plan safe investments for 7 days to 10 years.
- Local estimateRD Calculator RD Calculator quickly figures out how much your recurring deposit will be worth when it matures and how much interest it will earn based on the monthly investment, the length of time, and the rate. This helps you set goals with accurate projections (gross returns before TDS).
- Local estimateNational Savings Certificate CalculatorNSC Calculator uses the fixed 5-year term and current 7.7% p.a. to figure out the maturity value and interest earned on National Savings Certificate investments.
- Local estimateSukanya Samriddhi Yojana CalculatorThe SSY Calculator shows how much Sukanya Samriddhi Yojana accounts will be worth when they reach maturity in 21 years. It does this by taking into account annual deposits of ₹250 to ₹1.5 lakh, the current 8.2% tax-free compounded rate, and the option to make partial withdrawals for education.
- Local estimateKisan Vikas Patra CalculatorKVP Calculator figures out how much interest and maturity value you will get on your Kisan Vikas Patra investments. At 7.5% per year, your money will double in about 115 months. Plan safe government-backed savings under Section 80C.
- Local estimatePost Office MIS CalculatorPOMIS Calculator figures out how much money you'll get each month, how much interest you'll earn, and how much your investment will be worth when it matures after 5 years at 7.4% per year. It also takes into account TDS and early withdrawal penalties for retirement income planning.
- Local estimateSenior Citizens Savings Scheme CalculatorThe SCSS Calculator calculates the maturity value and quarterly compounded interest for Senior Citizens Savings Scheme deposits of up to ₹30 lakh at 8.2% per year. for retirement planning, over 1 to 5 years, with tax estimates and penalties for withdrawing money early
Retirement
Explore retirement contributions, pensions and a gratuity estimate.
- Local estimateNPS Calculator NPS Calculator figures out how much money you will have when you retire, how much you will get in a tax-free lump sum (60%), and how much you will get each month from your National Pension System contributions. It takes into account employer matches, asset allocation, and 80CCD deductions for full retirement planning.
- Local estimateAtal Pension Yojana CalculatorAPY Calculator figures out how much you need to contribute each month or quarter to get a guaranteed ₹1,000–₹5,000 monthly pension from the Atal Pension Yojana starting at age 60. It does this by looking at the scheme tables and your entry age (18–40). This is very important for planning retirement in the unorganized sector.
- Local estimateRetirement Calculator Retirement Calculator estimates the amount of money you need to save each month, the amount of money you need to have in your retirement account, and the amount of money you will need in the future, taking into account inflation and returns. This helps you plan for the money you will need after you retire in 25 to 30 years.
- Local estimateGratuity CalculatorGratuity Calculator uses the last drawn Basic+DA, years of service, and the formula [Last Salary × 15 × Years]/26 to figure out how much you will get when you leave your job. This is important for planning a job switch and estimating your retirement savings.
Loans and EMI
Compare monthly payments and borrowing costs.
- Local estimateHome Loan EMI CalculatorHome Loan EMI Calculator: Our online housing loan EMI calculator can help you figure out your monthly EMI, interest amount, and loan term on a yearly basis. Plan your home loan wisely and look into putting money into direct mutual funds for free.
- Local estimateCar Loan EMI CalculatorCar Loan EMI Calculator helps you plan your car purchases by figuring out your monthly payment, total interest, and repayment schedule based on the loan amount, interest rate, and length of the loan.
- Local estimateBike Loan EMI CalculatorBike Loan EMI Calculator figures out monthly payments, total interest, and the schedule for paying off the loan for two-wheeler financing based on the on-road price, down payment, interest rate (9–15%), and length of the loan (12–60 months).
- Local estimatePersonal Loan EMI Calculator Personal Loan EMI Calculator lets you quickly figure out the EMI, total interest, and total repayment for any personal loan amount, rate, and term so you can plan your budget and compare your options.
- Local estimateGold Loan EMI CalculatorGold Loan EMI Calculator figures out the monthly payments and total interest for loans against gold jewellery based on its weight, purity, current rates, LTV ratio, interest rate (usually between 9% and 15%), and length of the loan. This lets you compare lenders and plan your budget.
- Local estimateEducation Loan EMI CalculatorEducation Loan EMI Calculator figures out the monthly payments, total interest, and amortisation schedule for student loans (₹10L+). It takes into account moratorium periods, rates (8.5–13%), and tenures (5–15 years), which is important for comparing bank offers before graduation.
- Local estimateBusiness Loan EMI CalculatorYou can quickly calculate out your monthly EMI for a business loan by entering the loan amount, interest rate, and term. See a clear breakdown of the total amount of interest due and the total amount of money that needs to be paid back. Change the inputs to look at different options and make a cash flow plan with confidence.
- Local estimateFlat vs Reducing Rate Calculator Flat vs. Reducing Rate Calculator helps borrowers avoid costly loan traps and choose the best financing options by comparing total interest costs, EMIs, and effective rates between flat (interest on full principal) and reducing balance methods.
- Guide and sourceRent vs Buy CalculatorFree calculator to compare the financial aspects of renting vs. buying a house. The calculator accounts for interest, tax, fees, and many other factors.
Tax and salary
Work through tax and pay questions using the applicable rules.
- Guide and sourceIncome Tax CalculatorIncome Tax Calculator quickly compares the new regime slabs (0–30% up to ₹24L+) and the old regime with deductions, adding a 4% cess for salaried taxpayers in FY 2025–26.
- Guide and sourceTDS CalculatorTDS Calculator makes sure that salary, rent, FD interest, and professional fees are all in line with the Income Tax Act by calculating exact deductions across 20+ sections (194A, 194J, 194I) with thresholds, PAN-based rates (10–30%), and net payments.
- Local estimateGST CalculatorGST Calculator instantly computes GST amounts, inclusive/exclusive totals, and breakdowns for rates like 5%, 12%, 18%, or 28%—ensuring accurate tax liability and ITC planning for businesses and consumers.
- Local estimateHRA CalculatorHRA Calculator estimates your tax-exempt House Rent Allowance under Section 10(13A), based on basic salary, actual rent paid, city type (metro/non-metro), and salary slabs for accurate income tax savings.
- Local estimateSalary CalculatorSalary Calculator changes CTC into monthly take-home pay after taxes (PF, professional tax, and income tax) are taken out. This shows the 15-20% difference between what an employer pays and what an employee actually makes.
Trading and financial maths
Calculate weighted costs, interest and the effect of inflation.
- Local estimateBrokerage Calculator Brokerage Calculator computes total trading costs and net P&L for Equity (Delivery/Intraday) and F&O, including brokerage, STT, GST, Stamp Duty, exchange fees, SEBI fees, and DP charges for precise trade planning.
- Local estimateMargin CalculatorF&O Margin Calculator instantly computes SPAN + Exposure margins required for NIFTY/BANK NIFTY futures & options trades, helping traders plan capital, leverage positions, and identify hedging benefits before market execution.
- Local estimateStock Average CalculatorStock Average Calculator finds the true breakeven point and profit/loss by calculating the weighted average purchase price across multiple transactions which is better than simple arithmetic averaging errors.
- Local estimateSimple Interest CalculatorSimple Interest Calculator to quickly figure out how much interest you've earned or paid on short-term loans, FDs, or savings. It shows the total amounts without compounding, making it easy to budget and compare loans.
- Local estimateCompound Interest CalculatorCompound Interest Calculator shows how wealth grows over time and check hows the total corpus, the interest earned, and yearly breakdowns for investments with monthly contributions over decades.
- Local estimateInflation CalculatorInflation Calculator uses Present Cost × (1 + Inflation Rate)^Years to figure out how much things will cost in the future, like college or retirement. This helps you plan how much to save to keep up with inflation, which is 6–7% a year.